Home Loan is a secured loan where Banks & NBFCs provide finances for the purchase or construction of a residential/commercial property.
Lowest Interest Rates – Calculate EMI – Check Eligibility
Loanzzones the best loans service provider in Hyderabad offering Home Loan saves your time, gives you more choice in getting your desired loan. We give our best service, and pride ourselves on top excellent advice.
Our flexible, affordable home loans with more features and lowest interest rates in the market. You can also rely on being encouraged both today and later on by a Home Lending Advisor who's always approachable and available.
Home Loan is a secured loan where Banks & NBFCs provide finances for the purchase or construction of a residential/commercial property.
Everyone dreams of having their own house on the planet, a home they could come back to out of work, a home in which they may begin their own family, but for many’a house’ remains as a dream due to a lack of capital. This is where banks and other financial institutions come to the rescue with home loans, that can help realize your fantasies.
Your housing needs aren’t exactly the same as the person next to you, the house loan could be for a new flat, or to revive your ancestral property. Keep reading to know more about the different loans which would meet your requirement.
Read MoreTypes of Home loans Loanzzones offer service
18 – 70 Years
Resident Indian
Non-Resident India (NRI)
Person of Indian Origin (PIO)
Salaried
Self-employed
At least Rs.5-6 lakh
Payslip latest 3 months
Form-16 latest 2 years
IT Returns last 2years
Salary Bank A/c last 12 months
Current running loan documents
Copy of Property documents
Latest 3 years audit reports
Latest 3years IT Returns
Latest 3 years computation of Income
Latest 6months Bank Statement
Current running loan documents
Copy of property documents
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A home loan is a long-term commitment, thus, interest rates play an important role in deciding not only the loan amount, but also the tenure of repayment.
To make buying and investing in properties more affordable for people, the government offers several tax benefits on home loan.
Home loan balance transfer is a facility in which the outstanding loan amount with one lender can be transferred to another lender.
An additional amount that you can avail over and above your existing home loan
A home loan is normally a long term loan that a person borrows lending organization like Banks,NBFC’s,etc. The property is taken as a security by the lending organization for the Home loan. The property should be in Residential nature.
Because we do the soft search with various banks and NBF’s for the better rate of interest rate and best eligibility Loan amount for your requirements.
Yes, you can apply for public or private bank as you wish
Ensure that you have researched on the loan you want to apply for
Read the fine print before taking the loan
Look out for any charges applicable on prepayments and foreclosure
Make sure you pay the equated monthly instalments (EMIs) on time
Ensure that you have a good credit score before you apply
Apply for a loan amount you are eligible for
Do not blindly sign the documents before you read every term and condition on it
Do not forget to compare interest rates offered by different loan providers
Do not default on your monthly payments
Do not sign the home loan agreement before reading the clauses
Do not request for a change in tenure unless you have considered all the aspects
Do not submit an incomplete or mismatched loan application