Secure your Financial Future Through OurTransparent & Safe Financial Solutions
Secure your Financial Future Through OurTransparent & Safe Financial Solutions
Loanzzones is one of Hyderabad’s leading online loans service provider led by a team of techno-financial experts working on a mission to deliver simplicity, transparency, and convenience the way people borrow money. Loanzzones state-of-the-art, home-grown technology platform enables online delivery of loans and associated services to clients with speed and transparency.
Loanzzones run by professionals who have strong experience in the financial services sector aims to create availing loan simple to all segments and make a positive impact on the lives of millions of Indians engaged in thier activities and who construct the nation. We’re delivering financial solutions to those who needed it the most. We’re incredibly pleased to be related to the category of consumers.
| Home Loan Provider | Home Loan Interest rate | Processing Fee |
| HDFC Ltd. | 7.35% onwards | Up to 0.5% of loan amount or Rs. 3,000, whichever is higher |
| State Bank of India | 7.35% onwards | 0.35% – 0.50% of loan amount (Min. Rs. 2,000; Max. Rs. 10,000) |
| LIC Housing Finance Ltd. | 7.50% onwards | As applicable |
| IDFC Bank | 7.75% onwards | Up to Rs.10,000 |
| Kotak Mahindra Bank | 7.35% onwards | Up to 2% of loan amount |
| ICICI Bank | 7.45% onwards | 1.00% – 2.00% of loan amount or Rs. 1,500 (Rs. 2,000 for Mumbai, Delhi & Bangalore), whichever is higher |
| PNB Housing Finance Ltd. | 8.60% onwards | Up to 1% of loan amount |
| Axis Bank | 7.75% onwards | Up to 1% of loan amount (Min. Rs. 10,000) |
| Shinhan Bank | 7.25% onwards | Up to 1% of loan amount |
| Tata Capital | 9.25% onwards | 0.50% of loan amount |
| Standard Chartered Bank | 8.86% onwards | Up to 1% of the loan amount |
| YES Bank | 9.85% onwards | 2% or Rs. 10,000, whichever is higher |
*The interest rates provided above are of key Banks and Housing Companies Operating in India, indicative and liable to change periodically.
| Loan Against Property Provider | Loan Against Property Interest rate | Processing Fee |
| HDFC Ltd. | 9.50% onwards | Up to 1.50% of loan amount or Rs. 4,500, whichever is higher |
| Shinhan Bank | 8.60% onwards | 1% of loan amount |
| Kotak Mahindra Bank | 9.60% onwards | Up to 3% of loan amount |
| ICICI Bank | 9.80% onwards | 1% of loan amount |
| Bajaj Finserv | 10.10% onwards | Up to 1.5% of loan amount |
| PNB Housing Finance Ltd. | 10.25% onwards | Up to 2% of loan amount |
| Tata Capital | 10.50% onwards | Up to 2% of loan amount |
| LIC Housing Finance Ltd. | 11.30% onwards | 1% of loan amount |
| Axis Bank | 11.35% onwards | Rs. 10,000 or 1% of loan amount, whichever is higher |
*The interest rates provided above are of key Banks and Housing Companies Operating in India, indicative and liable to change periodically.
| Bank/NBFC/Fintech | Loan Amount (Min.-Max.) in Rs. | Repayment Tenure (Months) | Interest Rate (p.a.) | |
| Bajaj Finserv | 3 lakh | 20 lakh | 12 – 48 | 18% onwards |
| Capital First Prime | 1 lakh | 9 lakh | 12 – 36 | 21% onwards |
| FlexiLoans | 50,000 | 1 crore | 12 – 36 | 18% onwards |
| Fullerton Finance | 1 lakh | 50 lakh | 12 – 48 | 17% onwards |
| HDB Financial Services Ltd. | 75,000 | 30 lakh | 12 – 60 | 18% onwards |
| HDFC Bank | 1 lakh | 75 lakh | 12 – 48 | 13% onwards |
| ICICI Bank | 1 lakh | 40 lakh | 6 – 48 | 13% onwards |
| Indifi Finance | 50,000 | 50 lakh | 12 – 36 | 18% onwards |
| Kotak Mahindra Bank | 5 lakh | 75 lakh | 6 – 48 | 16% onwards |
| Lendingkart Finance | 50,000 | 1 crore | 3 – 36 | 18% onwards |
| NeoGrowth Finance | 2 lakh | 10 lakh | 6 – 24 | 21% onwards |
| RBL Bank | 2.5 lakh | 20 lakh | 12 – 36 | 18% onwards |
| Tata Capital Finance | 1 lakh | 30 lakh | 12 – 36 | 18% onwards |
Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank, NBFC and RBI.
| Bank | Interest Rates (per annum) |
Processing Fees (Rs.) |
Partial Pre-payment Restrictions | Minimum Foreclosure Period |
Foreclosure/Prepayment Charges (Rs.) |
| Axis Bank | 12-24% | Up to 2% of the loan amount | No charges for part prepayment | As per the loan agreement | Nil |
| Bajaj Finserv | 12.99% onwards | Up to 4.13% of the loan amount | l Part prepayment amount must be 3 times of monthly EMI l No charges if less than 25% of the principal outstanding is prepaid in a year l Charges levied on the amount prepaid over and above 25% of the principal outstanding |
As per the loan agreement | 4% of principal outstanding amount |
| HDFC Bank | 10.75-21.30% | Up to 2.5% of the loan amount | l Part prepayment allowed after repayment of 12 EMIs l It is allowed up to 25% of principal outstanding l Allowed only once in a FY and twice during the loan tenure |
After repayment of 12 EMIs | Nil |
| ICICI Bank | 11.25% onwards | Up to 2.25% of the loan amount | Not Allowed | Anytime during the loan tenure | 5% of the principal outstanding |
| IDFC First | 10.75% onwards | Up to 3.5% of the loan amount | Part prepayment up to 40% of loan amount is allowed every year on IDFC Smart Personal Loan | After payment of first 3 EMIs | 5% of the principal outstanding |
| IndusInd Bank | 11% onwards | Up to 2.5% of the loan amount | Not Allowed | After 12 months for salaried clients and after 6 months for self-employed clients | 4% of the principal outstanding |
| Kotak Mahindra Bank | 10.75 onwards | Up to 2.5% of the loan amount | Allowed, however, lock in period fro part prepayment is not specified | After lock in period of 12 months | 5% of the principal outstanding, if foreclosed after 12 months
6% of the principal outstanding, if foreclosed before 12 months |
| Punjab National Bank | 8.8% to 11.65% | 1% of the loan amount | Can be done anytime during the loan tenure | Anytime during the loan tenure | Nil |
| RBL Bank | 14-23% | Up to 4% of the loan amount | As per loan agreement | 1 year after the first EMI | 5% of the principal outstanding, if foreclosed b/w 13-18 months 3% of the principal outstanding, if foreclosed after 18 months Nil, if foreclosed using your own funds after 12 EMIs |
| Standard Chartered Bank | 11.00% onwards | Up to 2.5% of the loan amount | As per loan agreement | After repayment of 12 EMIs | Up to 5% of the principal outstanding |
| TATA Capital | 10.99% onwards | Up to 2.75% of the loan amount | l Allowed after 6 months l Can be done only once a year l Minimum gap between 2 part prepayments is 6 months l Charges: 2.5% if more than 25% of principal outstanding is prepaid, otherwise nil. |
After 6 months of loan tenure | 4.5% of the principal outstanding |
| Yes Bank | 10.75% onwards | Up to 2.5% of the loan amount | l Allowed after 12 EMI payouts l Part prepayment charges: 2% of part prepayment amount |
After 12 EMI payouts | Nil to 4% of the outstanding principal on the basis of tenure |
We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.
For any loan services, we provide complete comparative analysis and assist you in your final decision.
We are here to help you to find the best offer provided by the financial organizations and make the right call.
We promise you that, we deliver the loan services to you that are the best on our capabilities.
See what our customers have said about Loanzzones people and services.
It was really satisfying experience for me to avail a personal loan from Loanzzones. The staffs are amazingly supportive and matured enough who understands your actual needs. Thanks for the quick support Loanzzones.
“I had a good experience with Loanzzones Services. I am thankful to Loanzzones for the help you guys gave me. My loan was easy and fast. thank you Loanzzones”
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